Resources

VA.gov

This is where clients can sign up for a profile on the primary VA site they will use to file claims. Please sign up for a profile and verify your identity if you have not done so previously. 

VA.gov

QuickSubmit

A way to quickly upload evidence to your VA claims after they have already been submitted, or in-between claims

 QuickSubmit

The U.S. Code of Federal Regulations (38 CFR) schedule of VA disability ratings

This is a Cornell Law School website that is an excellent resource for learning about what symptoms and evidence are necessary to achieve certain ratings with your service-connected disabilities. 

VA disability ratings

VA Disability Calculator

With VA disability claims 20 + 60 = 70, meaning that if you have a condition rated at 20% and another rated at 60%, when they are added together they don’t equal 80%, they add up to 70%. This is due to something the VA calls the “full body perspective” which means that each veteran starts out as 100% of an entire pie. Then only the largest overall rating is a true rating. So if the largest overall rating is a 60%, then that is a true 60/100 or 60%. However, if the next highest rating is a 20%, that is not a 20/100 or true 20%, it’s 20% of the remaining 40% after 60% has been taken away for the first condition. That means the 20% is really only worth 8% when we do the math which looks like this .20 x 40% = 8%. Keep this in mind as I explain one more other thing, we will refer back to this shortly. 

Next, everyone with a disability rating has a true overall rating and then the rating they are compensated at, which are not always the same. For example, lets use the math from above, someone with a 60% rating and a 20% rating ends up with 60% for the first condition and 8% for the second condition, therefore their true overall rating is a 68, which is rounded to a 70, so that veteran would be told by the VA that they are 70% and compensated at the 70% rate. True overall ratings ending in a 5 or above are rounded up, so a 74 is rounded to 70, while a 95 is rounded to 100%. There is a big difference between an 80% that is really an 84 true overall rating, and an 80% that is really a 75 true overall rating. The person with the 84 will jump up to 90% if any condition rated at 10% or greater is added, while the person at 75 would continue being compensated at the 80% rate even if 3 different conditions rated at 10% were added to his rating. 

VA Disability Calculator

Compilation of State Benefits for Disabled Veterans

There are federal benefits for disabled veterans, such as the monthly disability compensation and vocational rehabilitation benefits offered by the VA, and then there are also State benefits offered by the state in which each disabled veteran resides. Many states have steep property tax discounts or no property tax at all for disabled veterans, visit this link to learn more about the benefits in your state. 

Compilation of State Benefits for Disabled Veterans

An explanation of Vocational Rehabilitation Benefits

You may receive Veteran Readiness and Employment (VR&E) (Formerly known as Vocational Rehabilitation and Employment) services to help with job training, education, employment accommodations, resume development, and job seeking skills coaching. Other services may be provided to assist Veterans and Service members in starting their own businesses or independent living services for those who are severely disabled and unable to work in traditional employment. To learn more about the VR&E program, review the VR&E Process page, and the tabs and links on this page. Click on the “How to Apply” tab to apply for VR&E services.

Vocational Rehabilitation Benefits

Student Loan Forgiveness for 100% P&T Veterans

Visit the links below to learn more about how student loans are forgiven for veterans are 100% permanently and totally (P&T) disabled. Please keep in mind that if you are already 100% P&T, but you don’t yet have any student debt, you can actually attend college or training, take out federal student loans, and then use your GI Bill benefits or Vocational Rehabilitation benefits to pay for 100% of your tuition and books.

 

By law, your GI Bill or Voc. Rehab benefit must be applied first, meaning that you will receive a “refund” in the form of either a check or a direct deposit from your school or training each semester. Generally, about 3-4 weeks into each semester you will receive a refund from the school which will be the entire amount of your student loan. This money is meant to fund living expenses or school related purchases. When you finish training, you will apply for the student loan forgiveness and your loans will be forgiven when the loan is satisfied by the federal government on your behalf. 

Student Loan Forgiveness for 100% P&T Veterans